Final Expense & Medicare calls
Qualified calls for your agents. You only pay for applications.
Pre-screened, live Final Expense and Medicare callers sent straight to your agents, ready to talk coverage. Every application your team writes is the only thing you pay for.
- No application, no charge
- 6-point live screening
- 100% of calls recorded
- Only your licensed states
The zero-risk model
How you get calls with zero risk.
Most vendors charge you for the call. We charge you for the application.
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Step 1: The call connects
No charge
A pre-screened caller is transferred live to your agent in the dashboard.
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Step 2: Your agent pitches
No charge
Take as long as you need. No timer tricks, no per-minute penalties.
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Step 3: No sale? You pay zero.
No charge
Not interested, changed their mind, hung up? No application submitted means nothing to pay.
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Step 4: Application submitted
Your custom rate
Only when your agent submits an application do you pay. You pay for production.
Quality control
Every caller passes a 6-point quality gate.
Your agents sell to decision-makers, not tire-kickers. Anyone who doesn’t qualify never reaches them.
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Confirmed final expense interest
Interest in final expense coverage is confirmed before transfer.
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Independent decision maker
Confirms they don’t need a power of attorney to make financial decisions.
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Not in a nursing home or assisted living
Confirms they don’t live in a nursing home or assisted living facility.
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Age 40 to 85
Confirms they’re between 40 and 85.
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Active bank account or credit card
Confirms they have an active bank account or credit card.
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Ready to talk to a licensed agent
Agrees to speak with a licensed agent about their plan options.
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Active Medicare interest
Interest in Medicare plan options is confirmed before transfer.
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Parts A and B verified
Confirms they have Medicare Parts A and B.
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Not in a nursing home or assisted living
Confirms they don’t live in a nursing home or assisted living facility.
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Independent decision maker
Confirms they don’t need a power of attorney to make financial decisions.
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Active bank account or credit card
Confirms they have an active bank account or credit card.
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Ready to talk to a licensed agent
Agrees to speak with a licensed agent about their plan options.
- Only from your licensed states
- Only during your delivery hours
- Live calls, not lead lists
Closed-loop engine
No middlemen. No brokered leads. Total control.
A lot of vendors buy calls from brokers, who bought them from affiliate networks, who generated them with clickbait ads. We run the whole chain in one system, from the first ring to your agent’s screen.
The broken vendor chain
- Clickbait ads
- Affiliate network
- Lead broker
- Dialer vendor
- Offshore call center
- Your agent
Low intent. High drop-off. Nobody accountable.
Life Leads Plus
- Targeted prospect
- 6-point screening
- Your agent
Screening, transfer, recording and your dashboard in one place, with a full audio trail.
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No outside vendors in the middle
Screening, routing and transfer happen in one system, with no handoff to another company.
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Your data stays in one place
Callers, recordings and applications live in your dashboard, not scattered across vendors you’ve never met.
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One record for every call
Recording, length, screening and outcome sit in one call log, so proof is a click away.
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One team to call
If a call isn’t right, one team fixes it. No chain of vendors pointing at each other.
Total command
You set the rules. We send the calls.
Pick your states, hours and daily volume. Change them anytime.
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Geographic precision
Target strictly the states where your agents are licensed.
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Schedule locks
Calls only arrive while your team is logged in and ready.
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Custom daily caps
Set your daily volume. Scale up or throttle down anytime.
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100% audio archives
Listen to full recordings of every call from your call log.
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Real-time audit trail
Every charge tracked against your prepaid balance. No mystery billing.
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Monthly statements
A clean statement for every month, ready for your accountant.
Real-time agency dashboard
Your entire agency in one dashboard.
See which agents are available, listen to recordings, review applications and audit agent conversion, all from one dashboard.
See who’s ready, who’s on a call and who’s closing.
- See who’s ready, who’s on a call and for how long
- Calls, talk time and applications for every agent, today
- Pull up any agent’s calls and recordings
Every application tied to its call and its recording.
- Carrier, face amount and premium on every application
- Open the call and customer behind any application
- Closing percentage by agent
Every caller tracked. Every follow-up scheduled.
- A built-in CRM for every agent. No extra software.
- Each agent sees their own customers. You see everyone’s.
- Notes, tasks and follow-ups on every customer
Every dollar accounted for.
- Your prepaid balance and every charge against it
- Request a top-up in one click
- A downloadable statement for every month
FAQ
FAQ
Quick answers before you start.
How does pay per application work?
We send pre-screened calls to your agents. Your agent takes the call, pitches, and submits the application. If they submit it, you’re charged your pay per application rate. If the call drops, the caller hangs up, or it ends without an application, there’s no charge.
How is an application verified?
Your agents log every application in the dashboard during the call. Each one is tied to its call and its recording, so you can check exactly what you’re charged for.
What happens if a call ends quickly on pay per call?
Every pay per call agreement has a buffer time. Any call that ends before your buffer is free.
Can I use this with my existing dialer or CRM?
Yes. Your agents can take calls in the dashboard with no extra software. On pay per call, we can also transfer calls to your own phones or dialer. Pay per application runs in the dashboard.
Get started
Ready to get more applications written?
Tell us your target states, team size and daily volume. We’ll send your custom rate and your agreement.