Pay-Per-Call (PPC)

Calls under your buffer are free.

Set a buffer. Any call that ends before it costs you nothing. You pay only when a caller stays on the line.

Get your rate How billing works

Starts at

$25 per billable call

  • Final Expense from $25
  • Medicare from $25

Predictable volume with buffer protection. Your final price depends on your filters: states, ages and buffer time.

Get your pay-per-call rate

Pricing

From $25 a call. Three filters set your price.

Pay per call starts at $25 per billable call, Final Expense or Medicare. Your states, caller ages and buffer time decide where you land.

  • States

    Only callers in the states your agents are licensed in.

  • Ages

    The caller age range your carriers write.

  • Buffer time

    How long a call has to last before you pay for it.

Get your pay per call rate See how the buffer works

How billing works

Short calls cost nothing.

Your buffer is agreed before your first call.

A call that ends inside your buffer is free. A call that goes past it is billed once, from your prepaid balance.

Your call log shows each call’s length and whether it was billable, so there’s nothing to guess.

Drag to see what you’d be billed for

Call length: 1:10 Not billable

Example only. Your buffer is set on your agreement.

Quality control

Every caller passes a 6-point quality gate.

Your agents sell to decision-makers, not tire-kickers. Anyone who doesn’t qualify never reaches them.

  1. Confirmed final expense interest

    Interest in final expense coverage is confirmed before transfer.

  2. Independent decision maker

    Confirms they don’t need a power of attorney to make financial decisions.

  3. Not in a nursing home or assisted living

    Confirms they don’t live in a nursing home or assisted living facility.

  4. Age 40 to 85

    Confirms they’re between 40 and 85.

  5. Active bank account or credit card

    Confirms they have an active bank account or credit card.

  6. Ready to talk to a licensed agent

    Agrees to speak with a licensed agent about their plan options.

  • Only from your licensed states
  • Only during your delivery hours
  • Live calls, not lead lists

Taking calls

Your phones or our dashboard.

Send calls to your existing phones or dialer, or have your agents answer in the dashboard. Either way, you get the full dashboard.

Caller

Your phones or dialer

We transfer every call to the number you give us. Keep your setup and still get the call log, recordings, spend and statements.

Your agents in the dashboard

No phone system needed. Your agents answer in a browser, with a CRM and application logging built in.

Returns

Bad call? Send it back.

If a call doesn’t meet the criteria in your agreement, request a return from your call log within 30 days. We review every request, and the decision shows up in your dashboard.

  1. Step 1: Request from your call log

    Pick the call and send the request.

  2. Step 2: We review it

    Every request gets a review.

  3. Step 3: Decision shows in your dashboard

    The decision appears next to the call.

FAQ

FAQ

Common questions about pay per call.

What’s the buffer?

The number of seconds in your agreement that a call has to pass before it’s billable. Anything shorter is free.

Can I pause calls?

Yes. Lower your daily cap or change your hours in the dashboard.

How do I add funds?

Request a top-up from the billing page in your dashboard.

All questions

Get started

Ready to get more applications written?

Tell us your target states, team size and daily volume. We’ll send your custom rate and your agreement.

Get My Rate Now